🏦 Company Overview:
Bank of Maharashtra (BOM) is a premier public sector bank headquartered in Pune, Maharashtra. Known for its wide branch network and strong presence across India, BOM has continually focused on digital transformation, financial inclusion, and SME support. With a legacy of trust, the bank is actively contributing to India’s economic growth.
📝 Detailed:
Bank of Maharashtra has released its provisional financial figures for the fiscal year ending March 31, 2025, indicating a strong performance across key parameters. As per the disclosure to BSE and NSE, the bank’s Total Business surged to ₹5,47,159 crore, marking a 15.33% Year-on-Year (Y-o-Y) growth compared to ₹4,74,411 crore in FY 2023–24. This reflects solid momentum in both lending and deposit mobilization.
Total Deposits rose by 13.45% to ₹3,07,152 crore from ₹2,70,747 crore a year ago, while Gross Advances improved sharply by 17.84%, touching ₹2,40,007 crore. The CASA (Current Account Savings Account) deposits also saw a healthy growth of 14.64%, rising to ₹1,63,669 crore. Significantly, the CASA ratio strengthened to 53.29%, a sign of improving low-cost deposit base.
The Credit-Deposit (CD) Ratio, a critical banking metric, stood at 78.14%, indicating a healthy balance between credit deployment and deposit inflow. These figures are provisional and subject to audit but present an optimistic outlook for the bank and its stakeholders.
📌 Pointwise:
🔹 📈 Total Business: ₹5,47,159 Cr (↑ 15.33% YoY)
🔹 💰 Total Deposits: ₹3,07,152 Cr (↑ 13.45% YoY)
🔹 🏦 CASA Deposits: ₹1,63,669 Cr (↑ 14.64%)
🔹 📊 CASA Ratio: 53.29% (↑ from 52.73% in FY24)
🔹 🏢 Gross Advances: ₹2,40,007 Cr (↑ 17.84%)
🔹 🔄 CD Ratio: 78.14% (vs. 75.22% in FY24)
🔹 📅 Provisional figures for FY 2024–25
🔹 📃 Figures subject to audit
🔹 📍 Disclosed under SEBI LODR & Insider Trading Regulations (copy Attached)
💥 Effect on Share Market:
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Bullish Sentiment Expected: Strong double-digit growth in business and advances can boost investor confidence.
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Possible Short-term Upside: The high CASA ratio and rise in gross advances may result in positive price momentum.
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Positive for PSU Bank Index: May lift the overall sentiment in PSU banking space.
👨💼 How It Helps Retail Traders:
✅ Shows the bank’s stability and growth—ideal for long-term investors
✅ Acts as a positive signal for sectoral funds and banking ETFs
✅ Encourages tracking fundamental strength over speculative trading
✅ Useful for timely entry/exit decisions based on sector growth patterns
💬 “What’s your view on PSU banks after this report? Will Bank of Maharashtra lead the rally? Drop your thoughts in Comments”
📉 Stock Market Disclaimer
Disclaimer: This post is for informational and educational purposes only and does not constitute financial advice or a recommendation to buy/sell any stock or share. Investing in the stock market involves risk. Past performance is not indicative of future results. Always conduct your own research or consult a licensed financial advisor before making investment decisions.
